Privacy Policy

Last updated: October 5, 2026

About this policy

Fundamenta is a software product in private development. It is not available to the public. This policy tells you which information we collect, how we use it, and which choices you have. In this policy, "we" and "us" mean Fundamenta.

Information we collect

When you choose to connect a financial account, we use Plaid Inc. ("Plaid") to get information from your financial institution. This information can include:

• Account names, account types, and the last digits of account numbers
• Balances and credit limits
• Transactions
• Investment holdings and investment transactions
• Loan details, for example interest rates and payment amounts

We do not receive the username or password for your financial institution. You give these to Plaid or to your institution directly.

How we use your information

We use your information only to provide the service to you. For example, we show you your accounts, balances, and transactions, and we keep your financial records.

• We do not sell your information.
• We do not use your information for advertising.
• We do not share your information with other parties, except with Plaid to connect your accounts, or when the law requires it.

Plaid

Plaid connects your accounts to Fundamenta. When you connect an account, you agree that Plaid can collect, use, and keep your information as the Plaid End User Privacy Policy describes.

How we protect your information

We encrypt your information in transit and at rest. We keep it on systems that we control. Only authorized people can access these systems, and they must use multi-factor authentication.

How long we keep your information

We keep your information while you use the service, and for as long as you need it for your financial and tax records.

Your choices

• Disconnect. You can disconnect an account at any time. Our access to that account then stops.
• Deletion. You can ask us to delete your information. We complete a deletion request within 30 days.
• Access. You can ask us for a copy of the information that we keep about you.

Children

Fundamenta is not for children under 18. We do not knowingly collect information from children.

Changes to this policy

If we change this policy, we will put the new version on this page and change the date at the top.